From nicolas.alpi at gmail.com Sun Mar 1 19:53:44 2015 From: nicolas.alpi at gmail.com (nicolas alpi) Date: Sun, 1 Mar 2015 19:53:44 +0000 Subject: [_] Kicked out on Friday!? In-Reply-To: References: <54EF4643.6080806@mattpass.com> Message-ID: Hi Matt, If everything else fails, CookiesHQ always welcomes people looking for a desk anytime. We only ask for biscuits in return :) http://cookieshq.co.uk Let me know (nicolas at cookieshq.co.uk) Nic Nicolas Alpi, cookies eater Ruby on Rails, Javascript developer at CookiesHQ @spyou :: nicolas.alpi :: http://www.cookieshq.co.uk On Fri, Feb 27, 2015 at 9:42 AM, Chris Dawson wrote: > in central bath the guild coworking do day passes. and it's very nice here! > main "engine room" for hotdesks, quiet 'lab' room, meeting rooms for > internal/external hire, internal skype rooms etc... > > http://www.theguildhub.co.uk > > chris > > > From: Matt Pass > > > So, is there anywhere I can work on Friday away from home (live in > > Tetbury but happy to commute to Bristol or Bath). > > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > From matt at mattpass.com Mon Mar 2 08:55:29 2015 From: matt at mattpass.com (Matt Pass) Date: Mon, 02 Mar 2015 08:55:29 +0000 Subject: [_] Kicked out on Friday!? In-Reply-To: References: <54EF4643.6080806@mattpass.com> Message-ID: <54F42581.4070007@mattpass.com> Thanks Nic - so many people have offered great spaces to work. I visited the peeps at Cluster in Stroud and was pretty cool there, plus is close to home, so that's useful. However, going to try and make an effort to see everyone who's kindly offered at some point, yourselves included. Cheers! Matt On 01/03/2015 19:53, nicolas alpi wrote: > Hi Matt, > > If everything else fails, CookiesHQ always welcomes people looking for a > desk anytime. We only ask for biscuits in return :) > > http://cookieshq.co.uk > > Let me know (nicolas at cookieshq.co.uk) > > Nic > > Nicolas Alpi, cookies eater > Ruby on Rails, Javascript developer at CookiesHQ > @spyou :: nicolas.alpi > :: > http://www.cookieshq.co.uk > > On Fri, Feb 27, 2015 at 9:42 AM, Chris Dawson wrote: > >> in central bath the guild coworking do day passes. and it's very nice here! >> main "engine room" for hotdesks, quiet 'lab' room, meeting rooms for >> internal/external hire, internal skype rooms etc... >> >> http://www.theguildhub.co.uk >> >> chris >> >>> From: Matt Pass >>> So, is there anywhere I can work on Friday away from home (live in >>> Tetbury but happy to commute to Bristol or Bath). >> >> >> -- >> underscore_ list info/archive -> >> http://www.under-score.org.uk/mailman/listinfo/underscore >> From tim at matter2media.com Mon Mar 2 10:54:54 2015 From: tim at matter2media.com (Tim Kindberg) Date: Mon, 02 Mar 2015 10:54:54 +0000 Subject: [_] Android test device collection Message-ID: <54F4417E.50805@matter2media.com> Dear _, Maybe I imagined it (can't find a reference in the archives), but is there somewhere in Bristol that has a collection of Android devices for testing apps? Thanks very much for any pointers, Tim -- Tim Kindberg nthscreen.tv matter2media.com Pervasive Media Studio Bristol UK +44 (0)7954 582814 From nigel at redefine.uk Mon Mar 2 11:36:14 2015 From: nigel at redefine.uk (Nigel Dunn) Date: Mon, 2 Mar 2015 11:36:14 +0000 Subject: [_] Android test device collection In-Reply-To: <54F4417E.50805@matter2media.com> References: <54F4417E.50805@matter2media.com> Message-ID: Hi Tim You're probably remembering http://odlbristol.co.uk/ Cheers Nigel --------------------------------- Nigel Dunn Redefine 0117 370 6252 http://www.redefine.co.uk On 2 March 2015 at 10:54, Tim Kindberg wrote: > Dear _, > > Maybe I imagined it (can't find a reference in the archives), but is there > somewhere in Bristol that has a collection of Android devices for testing > apps? > > Thanks very much for any pointers, > > Tim > > -- > Tim Kindberg > nthscreen.tv > matter2media.com > Pervasive Media Studio > Bristol > UK > +44 (0)7954 582814 > > -- > underscore_ list info/archive -> http://www.under-score.org.uk/ > mailman/listinfo/underscore > From mark.chitty at thisliquidspace.com Mon Mar 2 11:53:21 2015 From: mark.chitty at thisliquidspace.com (Mark Chitty) Date: Mon, 2 Mar 2015 11:53:21 +0000 Subject: [_] Android test device collection In-Reply-To: References: <54F4417E.50805@matter2media.com> Message-ID: hi Tim, also check out: http://kedutesting.co.uk/mobile-device-lab/ m On 2 March 2015 at 11:36, Nigel Dunn wrote: > Hi Tim > > You're probably remembering http://odlbristol.co.uk/ > > Cheers > > Nigel > > --------------------------------- > Nigel Dunn > Redefine > > 0117 370 6252 > http://www.redefine.co.uk > > On 2 March 2015 at 10:54, Tim Kindberg wrote: > > > Dear _, > > > > Maybe I imagined it (can't find a reference in the archives), but is > there > > somewhere in Bristol that has a collection of Android devices for testing > > apps? > > > > Thanks very much for any pointers, > > > > Tim > > > > -- > > Tim Kindberg > > nthscreen.tv > > matter2media.com > > Pervasive Media Studio > > Bristol > > UK > > +44 (0)7954 582814 > > > > -- > > underscore_ list info/archive -> http://www.under-score.org.uk/ > > mailman/listinfo/underscore > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > -- Mark Chitty thisLiquidSpace Ltd Web: Publishing, mobile, communities and commerce. - web: thisliquidspace.com email: mark.chitty at thisliquidspace.com skype: markchitty mobile: 0777 3392821 - From tim at matter2media.com Mon Mar 2 12:01:14 2015 From: tim at matter2media.com (Tim Kindberg) Date: Mon, 02 Mar 2015 12:01:14 +0000 Subject: [_] Android test device collection In-Reply-To: References: <54F4417E.50805@matter2media.com> Message-ID: <54F4510A.8050802@matter2media.com> Thanks Mark & Nigel, It was the Open Device Lab I was thinking of. Kedu looks to be a paid service; I'm fine with doing the testing myself. Cheers, Tim On 02/03/2015 11:53, Mark Chitty wrote: > hi Tim, > > also check out: > > http://kedutesting.co.uk/mobile-device-lab/ > > m > > > On 2 March 2015 at 11:36, Nigel Dunn wrote: > >> Hi Tim >> >> You're probably remembering http://odlbristol.co.uk/ >> >> Cheers >> >> Nigel >> >> --------------------------------- >> Nigel Dunn >> Redefine >> >> 0117 370 6252 >> http://www.redefine.co.uk >> >> On 2 March 2015 at 10:54, Tim Kindberg wrote: >> >>> Dear _, >>> >>> Maybe I imagined it (can't find a reference in the archives), but is >> there >>> somewhere in Bristol that has a collection of Android devices for testing >>> apps? >>> >>> Thanks very much for any pointers, >>> >>> Tim >>> >>> -- >>> Tim Kindberg >>> nthscreen.tv >>> matter2media.com >>> Pervasive Media Studio >>> Bristol >>> UK >>> +44 (0)7954 582814 >>> >>> -- >>> underscore_ list info/archive -> http://www.under-score.org.uk/ >>> mailman/listinfo/underscore >>> >> -- >> underscore_ list info/archive -> >> http://www.under-score.org.uk/mailman/listinfo/underscore >> > > -- Tim Kindberg nthscreen.tv matter2media.com Pervasive Media Studio Bristol UK +44 (0)7954 582814 From phil at web2wire.com Mon Mar 2 10:52:47 2015 From: phil at web2wire.com (Philip Coombes) Date: Mon, 02 Mar 2015 10:52:47 +0000 Subject: [_] Modern Business Banking Message-ID: <54F440FF.3000302@web2wire.com> Hi all, I've finally lost patience with Lloyds for my business banking. Charging me nearly 5% on every non-GBP transaction I make (quite a few) really gets my goat, not to mention doubles the number of entries I need to add when doing my accounts. Also the only way you can get in touch with them is via the phone (with a smarmy voice menu and a 15 minute queue on hold) or by writing them a letter! So can anyone recommend a business account (current + savings) that isn't stuck in the 20th century? I have a First Direct current account which I'm happy with but it doesn't look like they do business banking. Bonus points for one that doesn't force you to use a card reader or imposes a 60 minute wait between setting up a new payment recipient and being able to actually pay them... Cheers Phil From hidde at hiddedevries.nl Mon Mar 2 12:41:45 2015 From: hidde at hiddedevries.nl (Hidde de Vries) Date: Mon, 2 Mar 2015 20:41:45 +0800 Subject: [_] Modern Business Banking In-Reply-To: <54F440FF.3000302@web2wire.com> References: <54F440FF.3000302@web2wire.com> Message-ID: <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> Have bad experience with HSBC, very last century. Good experience with Triodos Bank (in The Netherlands, they seem to use the same internet banking software in the UK). Not fancy, but it works well and does what it says on the tin and does that well (without having you jump through lots of hoops). Small bank that picks up the phone swiftly. > On 2 mrt. 2015, at 18:52, Philip Coombes wrote: > > Hi all, > > I've finally lost patience with Lloyds for my business banking. Charging me nearly 5% on every non-GBP transaction I make (quite a few) really gets my goat, not to mention doubles the number of entries I need to add when doing my accounts. Also the only way you can get in touch with them is via the phone (with a smarmy voice menu and a 15 minute queue on hold) or by writing them a letter! > > So can anyone recommend a business account (current + savings) that isn't stuck in the 20th century? I have a First Direct current account which I'm happy with but it doesn't look like they do business banking. > > Bonus points for one that doesn't force you to use a card reader or imposes a 60 minute wait between setting up a new payment recipient and being able to actually pay them... > > Cheers > > Phil > > -- > underscore_ list info/archive -> http://www.under-score.org.uk/mailman/listinfo/underscore From bjreed83 at gmail.com Mon Mar 2 12:52:38 2015 From: bjreed83 at gmail.com (Ben Reed) Date: Mon, 2 Mar 2015 12:52:38 +0000 Subject: [_] OT: Towbar fitting In-Reply-To: <075e01d051a2$5b18fb20$114af160$@comcar.co.uk> References: <075e01d051a2$5b18fb20$114af160$@comcar.co.uk> Message-ID: Sorry, this ended up in spam! Thanks for the link, I'll take a look. On Thu, Feb 26, 2015 at 8:58 AM, Rupert Russell wrote: > LNB towbars are good. > > http://www.lnbtowbars.co.uk/index.php/towbars-lnb_towbars_expert_tow_bar_fit > ting_bristol/?k=2417:38 > > :: > > Beware that if you opt for a fixed towbar you need to inform your insurance > company as they are a frequent cause of damage to other vehicles ! > > > Regards > > Rupert Russell > > Director > Carmen Data Ltd > 15A Etloe Road, Westbury Park, Bristol BS6 7NZ > > Tel: 0117 330 1439 > Email: rtr at comcar.co.uk > Web: http://carmendata.co.uk > > Company car tax calculators at http://comcar.co.uk > > > > -----Original Message----- > From: Underscore [mailto:underscore-bounces at under-score.org.uk] On Behalf > Of > Ben Reed > Sent: 26 February 2015 07:54 > To: underscore > Subject: [_] OT: Towbar fitting > > Morning all, > > Can anybody recommend a good, reasonably priced place for getting a towbar > fitted? > > Cheers! > > -- > ----------- > Ben > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > -- ----------- Ben From stewart at novate-it.co.uk Mon Mar 2 12:54:21 2015 From: stewart at novate-it.co.uk (Stewart) Date: Mon, 2 Mar 2015 12:54:21 +0000 Subject: [_] Modern Business Banking In-Reply-To: <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> Message-ID: <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> > Triodos Bank (in The Netherlands, they seem to use the same internet banking software in the UK). I'm currently in the middle of a similar exercise and spoke with Triodos last week. They look to be a great bank but get minus points for not offering credit facilities of any kind (ie no form of credit card for expenses and no overdraft facility). Not sure if that's useful infor or not for you but thought I'd mention. FYI - We're with NatWest and they're awful; excessive charges for ? and $ activity, card reader for payment activities etc. A shame really as our account manager is smashing but the bank are sods. ______________________________________________________________________ This email has been scanned by the Symantec Email Security.cloud service. For more information please visit http://www.symanteccloud.com ______________________________________________________________________ From us.redpumas at gmail.com Mon Mar 2 13:10:23 2015 From: us.redpumas at gmail.com (2966710 .) Date: Mon, 2 Mar 2015 13:10:23 +0000 Subject: [_] Modern Business Banking In-Reply-To: <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> Message-ID: Why is everybody bashing the card reader? Seemed like a good idea to me. Steve On 2 March 2015 at 12:54, Stewart wrote: >> Triodos Bank (in The Netherlands, they seem to use the same internet banking software in the UK). > > I'm currently in the middle of a similar exercise and spoke with Triodos last week. They look to be a great bank but get minus points for not offering credit facilities of any kind (ie no form of credit card for expenses and no overdraft facility). Not sure if that's useful infor or not for you but thought I'd mention. > > FYI - We're with NatWest and they're awful; excessive charges for ? and $ activity, card reader for payment activities etc. A shame really as our account manager is smashing but the bank are sods. > > ______________________________________________________________________ > This email has been scanned by the Symantec Email Security.cloud service. > For more information please visit http://www.symanteccloud.com > ______________________________________________________________________ > -- > underscore_ list info/archive -> http://www.under-score.org.uk/mailman/listinfo/underscore From martinm at it-helps.co.uk Mon Mar 2 13:16:51 2015 From: martinm at it-helps.co.uk (Martin Moore) Date: Mon, 2 Mar 2015 13:16:51 -0000 Subject: [_] Modern Business Banking In-Reply-To: <54F440FF.3000302@web2wire.com> References: <54F440FF.3000302@web2wire.com> Message-ID: I've been with HSBC for erm decades for business and personal. It helps that the staff at my local branch (Clevedon) are great, but the internet banking is great as well. There is a credit card sized code generator for logging in but no card reader. All transactions are instant (obviously subject to stuff like payments to other banks may take time). Martin. -----Original Message----- From: Underscore [mailto:underscore-bounces at under-score.org.uk] On Behalf Of Philip Coombes Sent: 02 March 2015 10:53 To: underscore at under-score.org.uk Subject: [_] Modern Business Banking Hi all, I've finally lost patience with Lloyds for my business banking. Charging me nearly 5% on every non-GBP transaction I make (quite a few) really gets my goat, not to mention doubles the number of entries I need to add when doing my accounts. Also the only way you can get in touch with them is via the phone (with a smarmy voice menu and a 15 minute queue on hold) or by writing them a letter! So can anyone recommend a business account (current + savings) that isn't stuck in the 20th century? I have a First Direct current account which I'm happy with but it doesn't look like they do business banking. Bonus points for one that doesn't force you to use a card reader or imposes a 60 minute wait between setting up a new payment recipient and being able to actually pay them... Cheers Phil -- underscore_ list info/archive -> http://www.under-score.org.uk/mailman/listinfo/underscore ----- No virus found in this message. Checked by AVG - www.avg.com Version: 2015.0.5751 / Virus Database: 4299/9204 - Release Date: 03/01/15 From digiology at gmail.com Mon Mar 2 13:21:45 2015 From: digiology at gmail.com (Ross Rochford) Date: Mon, 2 Mar 2015 14:21:45 +0100 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> Message-ID: Martin, Do you know how much do HSBC charge for non-GBP transactions? I was on the phone to them recently, told me that I would be charged for euro earnings but refused to detail to me how the charge was calculated or to give me a ball park figure, saying that it depended on the exchange rate. On Mon, Mar 2, 2015 at 2:16 PM, Martin Moore wrote: > I've been with HSBC for erm decades for business and personal. It helps > that > the staff at my local branch (Clevedon) are great, but the internet banking > is great as well. There is a credit card sized code generator for logging > in > but no card reader. All transactions are instant (obviously subject to > stuff > like payments to other banks may take time). > > Martin. > > -----Original Message----- > From: Underscore [mailto:underscore-bounces at under-score.org.uk] On Behalf > Of > Philip Coombes > Sent: 02 March 2015 10:53 > To: underscore at under-score.org.uk > Subject: [_] Modern Business Banking > > Hi all, > > I've finally lost patience with Lloyds for my business banking. Charging me > nearly 5% on every non-GBP transaction I make (quite a few) really gets my > goat, not to mention doubles the number of entries I need to add when doing > my accounts. Also the only way you can get in touch with them is via the > phone (with a smarmy voice menu and a 15 minute queue on > hold) or by writing them a letter! > > So can anyone recommend a business account (current + savings) that isn't > stuck in the 20th century? I have a First Direct current account which I'm > happy with but it doesn't look like they do business banking. > > Bonus points for one that doesn't force you to use a card reader or imposes > a 60 minute wait between setting up a new payment recipient and being able > to actually pay them... > > Cheers > > Phil > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > ----- > No virus found in this message. > Checked by AVG - www.avg.com > Version: 2015.0.5751 / Virus Database: 4299/9204 - Release Date: 03/01/15 > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > From stewart at novate-it.co.uk Mon Mar 2 13:22:01 2015 From: stewart at novate-it.co.uk (Stewart) Date: Mon, 2 Mar 2015 13:22:01 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> Message-ID: <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> > Why is everybody bashing the card reader? Seemed like a good idea to me. Because one of the benefits internet banking is you can do it anywhere and yet the use of a card reader means you either need to remember to carry it with you always or only do your internet banking from one location. Yes, it is a good security measure but it's just darn inconvenient. ______________________________________________________________________ This email has been scanned by the Symantec Email Security.cloud service. For more information please visit http://www.symanteccloud.com ______________________________________________________________________ From jon.free at wastesource.co.uk Mon Mar 2 13:32:37 2015 From: jon.free at wastesource.co.uk (Jon Free) Date: Mon, 2 Mar 2015 13:32:37 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> Message-ID: HSBC are absolute gutter fucks... On 2 March 2015 at 13:21, Ross Rochford wrote: > Martin, Do you know how much do HSBC charge for non-GBP transactions? I was > on the phone to them recently, told me that I would be charged for euro > earnings but refused to detail to me how the charge was calculated or to > give me a ball park figure, saying that it depended on the exchange rate. > > On Mon, Mar 2, 2015 at 2:16 PM, Martin Moore > wrote: > > > I've been with HSBC for erm decades for business and personal. It helps > > that > > the staff at my local branch (Clevedon) are great, but the internet > banking > > is great as well. There is a credit card sized code generator for logging > > in > > but no card reader. All transactions are instant (obviously subject to > > stuff > > like payments to other banks may take time). > > > > Martin. > > > > -----Original Message----- > > From: Underscore [mailto:underscore-bounces at under-score.org.uk] On > Behalf > > Of > > Philip Coombes > > Sent: 02 March 2015 10:53 > > To: underscore at under-score.org.uk > > Subject: [_] Modern Business Banking > > > > Hi all, > > > > I've finally lost patience with Lloyds for my business banking. Charging > me > > nearly 5% on every non-GBP transaction I make (quite a few) really gets > my > > goat, not to mention doubles the number of entries I need to add when > doing > > my accounts. Also the only way you can get in touch with them is via the > > phone (with a smarmy voice menu and a 15 minute queue on > > hold) or by writing them a letter! > > > > So can anyone recommend a business account (current + savings) that isn't > > stuck in the 20th century? I have a First Direct current account which > I'm > > happy with but it doesn't look like they do business banking. > > > > Bonus points for one that doesn't force you to use a card reader or > imposes > > a 60 minute wait between setting up a new payment recipient and being > able > > to actually pay them... > > > > Cheers > > > > Phil > > > > -- > > underscore_ list info/archive -> > > http://www.under-score.org.uk/mailman/listinfo/underscore > > ----- > > No virus found in this message. > > Checked by AVG - www.avg.com > > Version: 2015.0.5751 / Virus Database: 4299/9204 - Release Date: 03/01/15 > > > > > > -- > > underscore_ list info/archive -> > > http://www.under-score.org.uk/mailman/listinfo/underscore > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > -- Jon Free WasteSource 07931 925257 | 0117 205 0259 wastesource.co.uk | @wastesource Loft 3, Tobacco Factory, Bristol, BS3 1TF Information in this email is confidential and intended for the sole use of the addressee/s. Access, copying, disclosure or re-use, in any way, of the contents of this email by anyone other than the addressee/s is unauthorised. I accept no legal responsibility for the content of the message. If you have received this email in error, please return it to the sender. From martinm at it-helps.co.uk Mon Mar 2 13:51:42 2015 From: martinm at it-helps.co.uk (Martin Moore) Date: Mon, 2 Mar 2015 13:51:42 -0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> Message-ID: Nope - but I only deal in GBP. But this clearly may have a bearing! Martin -----Original Message----- From: Underscore [mailto:underscore-bounces at under-score.org.uk] On Behalf Of Ross Rochford Sent: 02 March 2015 13:22 To: underscore at under-score.org.uk Subject: Re: [_] Modern Business Banking Martin, Do you know how much do HSBC charge for non-GBP transactions? I was on the phone to them recently, told me that I would be charged for euro earnings but refused to detail to me how the charge was calculated or to give me a ball park figure, saying that it depended on the exchange rate. From rob at hobbyistsoftware.com Mon Mar 2 14:12:26 2015 From: rob at hobbyistsoftware.com (Rob Jonson) Date: Mon, 2 Mar 2015 14:12:26 +0000 Subject: [_] Modern Business Banking Message-ID: I'm with HSBC. Internet banking generally works fine however 1) there is no way to download transactions in csv or similar for more than the last month or so 2) if you want to send international payments, then they charge you ?6.50 per month for the privilege of having the capability. This is on top of the ?18ish per-transaction fee. 3) you have to carry an annoying code generator everywhere if you want access, so in practice - it is internet-from-home-banking for me I still don't understand why my business account has to be more expensive and less good than my personal account. -- Hobbyist Software is a trading name of Hobbyist Software Limited. Registered office 12 Fraley Rd, Bristol, BS93BS. Registered in England. Company no:7876492 From fiznool at gmail.com Mon Mar 2 14:16:09 2015 From: fiznool at gmail.com (Tom Spencer) Date: Mon, 2 Mar 2015 14:16:09 +0000 Subject: [_] Modern Business Banking In-Reply-To: <54F440FF.3000302@web2wire.com> References: <54F440FF.3000302@web2wire.com> Message-ID: I can recommend Cater Allen. As a smaller institution, they generally answer the phone within 20 seconds. Their Internet Banking is simple but effective, and there is no need for a card reader. Sign up via this link and you'll get free banking for up to 30 transactions per month. Past that, and I believe the charges are very competitive. http://www.contractoruk.com/money/free_business_bank_account.html On 2 March 2015 at 10:52, Philip Coombes wrote: > Hi all, > > I've finally lost patience with Lloyds for my business banking. Charging > me nearly 5% on every non-GBP transaction I make (quite a few) really gets > my goat, not to mention doubles the number of entries I need to add when > doing my accounts. Also the only way you can get in touch with them is via > the phone (with a smarmy voice menu and a 15 minute queue on hold) or by > writing them a letter! > > So can anyone recommend a business account (current + savings) that isn't > stuck in the 20th century? I have a First Direct current account which I'm > happy with but it doesn't look like they do business banking. > > Bonus points for one that doesn't force you to use a card reader or > imposes a 60 minute wait between setting up a new payment recipient and > being able to actually pay them... > > Cheers > > Phil > > -- > underscore_ list info/archive -> http://www.under-score.org.uk/ > mailman/listinfo/underscore > From martinm at it-helps.co.uk Mon Mar 2 14:23:38 2015 From: martinm at it-helps.co.uk (Martin Moore) Date: Mon, 2 Mar 2015 14:23:38 -0000 Subject: [_] Modern Business Banking In-Reply-To: References: Message-ID: I really can't see the issue with carrying a credit card sized code generator! Mine stays at home unless I'm away for a few days and then I may take it - do you REALLY need bank access all the time or would a bit of planning help? And you can download CSV for any age statement (I just tried it!). Martin. -----Original Message----- From: Underscore [mailto:underscore-bounces at under-score.org.uk] On Behalf Of Rob Jonson Sent: 02 March 2015 14:12 To: underscore at under-score.org.uk Subject: Re: [_] Modern Business Banking I'm with HSBC. Internet banking generally works fine however 1) there is no way to download transactions in csv or similar for more than the last month or so 2) if you want to send international payments, then they charge you ?6.50 per month for the privilege of having the capability. This is on top of the ?18ish per-transaction fee. 3) you have to carry an annoying code generator everywhere if you want access, so in practice - it is internet-from-home-banking for me I still don't understand why my business account has to be more expensive and less good than my personal account. -- Hobbyist Software is a trading name of Hobbyist Software Limited. Registered office 12 Fraley Rd, Bristol, BS93BS. Registered in England. Company no:7876492 -- underscore_ list info/archive -> http://www.under-score.org.uk/mailman/listinfo/underscore ----- No virus found in this message. Checked by AVG - www.avg.com Version: 2015.0.5751 / Virus Database: 4299/9204 - Release Date: 03/01/15 From us.redpumas at gmail.com Mon Mar 2 14:27:16 2015 From: us.redpumas at gmail.com (2966710 .) Date: Mon, 2 Mar 2015 14:27:16 +0000 Subject: [_] Modern Business Banking In-Reply-To: <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> Message-ID: On 2 March 2015 at 13:22, Stewart wrote: >> Why is everybody bashing the card reader? Seemed like a good idea to me. > > Because one of the benefits internet banking is you can do it anywhere and yet the use of a card reader means you either need to remember to carry it with you always or only do your internet banking from one location. Yes, it is a good security measure but it's just darn inconvenient. Not a big deal really, they do a credit card sized one for your wallet, or if you want to log in and check you don't need it (Lloyds). Its always that thing convenience vs security. http://www.gemalto.com/brochures-site/download-site/Documents/eba_ezio_thin.pdf Its tiny. Far less hassle than getting your bank account hacked. >From what I've heard Lloyds always sound like its not the worst bank for service or convenience. I can get my transactions as QIF or CSV going back years. Biggest pain is only in three month batches. We ought to set up some sort of Underscore comparison site/service, would be good to know which banks are better if which areas. Steve From stewart at novate-it.co.uk Mon Mar 2 14:35:06 2015 From: stewart at novate-it.co.uk (Stewart) Date: Mon, 2 Mar 2015 14:35:06 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> Message-ID: > Not a big deal really, they do a credit card sized one for your wallet, or if you want to log in and check you don't need it (Lloyds). The NatWest one is the size of a small calculator and so doesn't fit in anyone's wallet, it's needed for setting up and paying new payees. I feasibly do business banking from three different locations so if I'm not where the calculator thing is then I can't make the payment. You're right though, it's not a 'big' deal, just an irritant that ads to an overall picture of dissatisfaction. ______________________________________________________________________ This email has been scanned by the Symantec Email Security.cloud service. For more information please visit http://www.symanteccloud.com ______________________________________________________________________ From davehodg at gmail.com Mon Mar 2 14:43:40 2015 From: davehodg at gmail.com (David Hodgkinson) Date: Mon, 2 Mar 2015 14:43:40 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> Message-ID: > On 2 Mar 2015, at 14:35, Stewart wrote: > >> Not a big deal really, they do a credit card sized one for your wallet, or if you want to log in and check you don't need it (Lloyds). > > The NatWest one is the size of a small calculator and so doesn't fit in anyone's wallet, it's needed for setting up and paying new payees. I feasibly do business banking from three different locations so if I'm not where the calculator thing is then I can't make the payment. > > You're right though, it's not a 'big' deal, just an irritant that ads to an overall picture of dissatisfaction. Barclays have an iPhone app. And there?s code to transmogrify their statements into FreeAgent. From matt at quernus.co.uk Mon Mar 2 14:46:04 2015 From: matt at quernus.co.uk (Matt Hamilton) Date: Mon, 2 Mar 2015 06:46:04 -0800 Subject: [_] Modern Business Banking In-Reply-To: <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> Message-ID: > On 2 Mar 2015, at 05:22, Stewart wrote: > >> Why is everybody bashing the card reader? Seemed like a good idea to me. > > Because one of the benefits internet banking is you can do it anywhere and yet the use of a card reader means you either need to remember to carry it with you always or only do your internet banking from one location. Yes, it is a good security measure but it's just darn inconvenient. I?m with Lloyds too, and they seem to use my iPhone as 2nd factor in the auth once you start using the iPhone app. You need the card reader to set up the app, but once done, then I appear to be able to make payments via my phone without requiring the card reader (unlike on desktop). Not sure about setting up new recipients though. -Matt ? Matt Hamilton Quernus matt at quernus.co.uk +44 117 325 3025 49b Easton Business Centre Felix Road, Easton Bristol, BS5 0HE Quernus Ltd is a company registered in England and Wales. Registered number: 09076246 From julian at palace.co Mon Mar 2 14:48:24 2015 From: julian at palace.co (Julian Guy) Date: Mon, 2 Mar 2015 14:48:24 +0000 Subject: [_] YouTube iframe API over http Message-ID: Hello _ I?m having trouble with using the iframe API for Youtube https://developers.google.com/youtube/iframe_api_reference . The API seems require a number of elements be loaded over https which causes many 'Blocked a frame with origin "https://www.youtube.com" from accessing a frame with origin? errors. Has anybody else had this issue or know of a workaround? Kind regards Julian Guy -- Julian Guy Palace - Technical Director 0117 214 0920 | http://palace.co From phil at web2wire.com Mon Mar 2 15:00:25 2015 From: phil at web2wire.com (Philip Coombes) Date: Mon, 02 Mar 2015 15:00:25 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> Message-ID: <54F47B09.8050708@web2wire.com> For me it's annoying as much for the way it's used. If I want to make a payment I have to use the card reader. If I want to make another payment ten seconds later, I have to use it again and so on, there is no period of authorisation validity. Today I wanted to reduce a standing order by a few quid, again I had to use the reader, it's not like that is protecting them (or me) against some major financial fraud. I can see the point if you are making large payments or adding a new recipient etc, but there is no intelligence in how it is implemented. Oddly enough Lloyds personal banking texts you a pin which you have to enter as a confirmation or calls you to confirm. These are both much more convenient and sensible than having to carry things round with you. Phil On 02/03/2015 13:10, 2966710 . wrote: > Why is everybody bashing the card reader? Seemed like a good idea to me. > > Steve > > On 2 March 2015 at 12:54, Stewart wrote: >>> Triodos Bank (in The Netherlands, they seem to use the same internet banking software in the UK). >> I'm currently in the middle of a similar exercise and spoke with Triodos last week. They look to be a great bank but get minus points for not offering credit facilities of any kind (ie no form of credit card for expenses and no overdraft facility). Not sure if that's useful infor or not for you but thought I'd mention. >> >> FYI - We're with NatWest and they're awful; excessive charges for ? and $ activity, card reader for payment activities etc. A shame really as our account manager is smashing but the bank are sods. >> >> ______________________________________________________________________ >> This email has been scanned by the Symantec Email Security.cloud service. >> For more information please visit http://www.symanteccloud.com >> ______________________________________________________________________ >> -- >> underscore_ list info/archive -> http://www.under-score.org.uk/mailman/listinfo/underscore From us.redpumas at gmail.com Mon Mar 2 15:00:35 2015 From: us.redpumas at gmail.com (2966710 .) Date: Mon, 2 Mar 2015 15:00:35 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> Message-ID: On 2 March 2015 at 14:35, Stewart wrote: > The NatWest one is the size of a small calculator and so doesn't fit in anyone's wallet, it's needed for setting up and paying new payees. I feasibly do business banking from three different locations so if I'm not where the calculator thing is then I can't make the payment. I can order new ones when I log into my business account, they work with all UK banks. Want me to order you one? Steve From us.redpumas at gmail.com Mon Mar 2 15:02:36 2015 From: us.redpumas at gmail.com (2966710 .) Date: Mon, 2 Mar 2015 15:02:36 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <0ed5912ed5a2401880ea5b112bee456a@THHSTE15D2BE5.hs20.net> Message-ID: On 2 March 2015 at 14:46, Matt Hamilton wrote: > I?m with Lloyds too, and they seem to use my iPhone as 2nd factor in the auth once you start using the iPhone app. You need the card reader to set up the app, but once done, then I appear to be able to make payments via my phone without requiring the card reader (unlike on desktop). Not sure about setting up new recipients though. Hi Matt, So once you've got it set up on the phone what authorisation does it need when you open the app? I mean if someone had my phone, perhaps I lent it to them to make a call what stops them opening the bank app and being mischievous? Steve From us.redpumas at gmail.com Mon Mar 2 15:11:24 2015 From: us.redpumas at gmail.com (2966710 .) Date: Mon, 2 Mar 2015 15:11:24 +0000 Subject: [_] Modern Business Banking In-Reply-To: <54F47B09.8050708@web2wire.com> References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <54F47B09.8050708@web2wire.com> Message-ID: On 2 March 2015 at 15:00, Philip Coombes wrote: > For me it's annoying as much for the way it's used. If I want to make a > payment I have to use the card reader. If I want to make another payment ten > seconds later, I have to use it again and so on, there is no period of > authorisation validity. Today I wanted to reduce a standing order by a few > quid, again I had to use the reader, it's not like that is protecting them > (or me) against some major financial fraud. I can see the point if you are > making large payments or adding a new recipient etc, but there is no > intelligence in how it is implemented. It was a big pain when they introduced it but you can add payments to a list and authorise them in one hit. That's what I usually do. I guess having hoops to jump through protects everybody (bank and business) from accidental changes to payments; changing a direct debit on a large business could have large repercussions. I guess its about accountability. Pretty hard to do anything by accident with or without a card reader. Hey I sound like a cheer leader for the card reader -- yay, two four six eight who do we appreciate ... Now I'd better chip in with a moan. Why can't my QIF or CSV files have the transactions in chronological order? I've always read from the top down on bank statements. Steve From me at amias.net Mon Mar 2 15:27:06 2015 From: me at amias.net (Amias Channer) Date: Mon, 2 Mar 2015 15:27:06 +0000 Subject: [_] Modern Business Banking In-Reply-To: References: <54F440FF.3000302@web2wire.com> <767A1D08-8A6E-4375-A1B3-4CC85A1D24E9@hiddedevries.nl> <88293400e9f44c559edafb00aec8c061@THHSTE15D2BE5.hs20.net> <54F47B09.8050708@web2wire.com> Message-ID: Hello _ I can heartily recommend HSBC , they laundered all my drug money and helped me avoid paying billions in taxes. They even let me know when the taxman was coming and helped me moved my assets even further out of his reach. The government would only have wasted that money on poor people and the bloody environment anyway. Cheers Amias On 2 March 2015 at 15:11, 2966710 . wrote: > On 2 March 2015 at 15:00, Philip Coombes wrote: > > For me it's annoying as much for the way it's used. If I want to make a > > payment I have to use the card reader. If I want to make another payment > ten > > seconds later, I have to use it again and so on, there is no period of > > authorisation validity. Today I wanted to reduce a standing order by a > few > > quid, again I had to use the reader, it's not like that is protecting > them > > (or me) against some major financial fraud. I can see the point if you > are > > making large payments or adding a new recipient etc, but there is no > > intelligence in how it is implemented. > > It was a big pain when they introduced it but you can add payments to > a list and authorise them in one hit. That's what I usually do. > > I guess having hoops to jump through protects everybody (bank and > business) from accidental changes to payments; changing a direct debit > on a large business could have large repercussions. I guess its about > accountability. Pretty hard to do anything by accident with or without > a card reader. > > Hey I sound like a cheer leader for the card reader -- yay, two four > six eight who do we appreciate ... > > Now I'd better chip in with a moan. > > Why can't my QIF or CSV files have the transactions in chronological > order? I've always read from the top down on bank statements. > > Steve > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > From james at nuvola.co.uk Mon Mar 2 16:14:58 2015 From: james at nuvola.co.uk (James Geldart) Date: Mon, 02 Mar 2015 16:14:58 +0000 Subject: [_] Kano Message-ID: <54F48C82.60606@nuvola.co.uk> Anyone any experience with Kano (http://www.kano.me/)? Seems to be a Raspberry Pi with added bits and instructions to make it easy for kids to put together. Looks an interesting idea - worth getting for my prospective geeks (aged 7 and 8) or not? Cheers James From marc at anyware.co.uk Mon Mar 2 16:29:10 2015 From: marc at anyware.co.uk (Marc Palmer) Date: Mon, 2 Mar 2015 16:29:10 +0000 Subject: [_] Kano In-Reply-To: <54F48C82.60606@nuvola.co.uk> References: <54F48C82.60606@nuvola.co.uk> Message-ID: <4B12A2B9-1E8A-4D0C-A139-0FC8BE448FEC@anyware.co.uk> > On 2 Mar 2015, at 16:14, James Geldart wrote: > > Anyone any experience with Kano (http://www.kano.me/)? Seems to be a Raspberry Pi with added bits and instructions to make it easy for kids to put together. Looks an interesting idea - worth getting for my prospective geeks (aged 7 and 8) or not? Yes, we have found it pretty good. I have two girls age 9 and 11. The initial experience was pretty great and had some sweet/fun elements, although a little confusion about assembly ensued as there?s some odd/arbitrary choices of e.g. plugging the speaker in. They have put a lot of effort into ?KanoOS? and I think this and the cheap and cheerful wireless keyboard/trackpad combo is where all the value is. My kids were dragged through some basic shell command stuff and enjoyed it, and then progressed to using the scratch-a-like coding environment. Then they got Minecraft working and all the programming projects have dropped off the radar? for now at least. The Minecraft version on there is a bit problematic and poorly documented? but Google. Kids haven?t started on the broader project stuff yet. The best thing is that the new Raspberry Pi 2 works with KanoOS and the wifi/keyboard USB dongles shipped with Kano according to them. This will bring a very welcome speed increase. The slowness of the Kano has been a frustration. In short? we really like it. Am buying a Pi 2 to replace the brain - probably won?t fit in the Kano case now - because that will make the experience MUCH better. If Kano start shipping kits with the Pi 2 soon, that would be excellent. Cheers From joe.leech at gmail.com Mon Mar 2 16:29:53 2015 From: joe.leech at gmail.com (Joe Leech) Date: Mon, 2 Mar 2015 16:29:53 +0000 Subject: [_] Kano In-Reply-To: <54F48C82.60606@nuvola.co.uk> References: <54F48C82.60606@nuvola.co.uk> Message-ID: Hi James, I backed the Kickstarter and have one of the their lovely orange keyboards. Yep, it's a Raspberry pi with a bespoke software package aimed at teaching kids about programming and IoT. You can download the software for free I believe. Great for kids, you may not need their distro, Scratch is a good place to start and that's on the standard Pi image. joe On 2 March 2015 at 16:14, James Geldart wrote: > Anyone any experience with Kano (http://www.kano.me/)? Seems to be a > Raspberry Pi with added bits and instructions to make it easy for kids to > put together. Looks an interesting idea - worth getting for my prospective > geeks (aged 7 and 8) or not? > > Cheers > James > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore -- ***************************************************** @mrjoe http://mrjoe.uk Drinking tea and making the internet a better place one website at a time From rhodri at gmail.com Mon Mar 2 16:29:43 2015 From: rhodri at gmail.com (Rhodri Karim) Date: Mon, 2 Mar 2015 16:29:43 +0000 Subject: [_] YouTube iframe API over http In-Reply-To: References: Message-ID: Hey Julian ? it looks like this is actually the intended behaviour! I've found a couple of sources that point to this unfixed issue: https://code.google.com/p/gdata-issues/issues/detail?id=2964&can=1&q=youtube%20https&colspec=API%20ID%20Type%20Status%20Priority%20Stars%20Summary You can reduce the number of content warnings by creating your own