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[_] Advisor for home budgeting?

Damian Webber damian.webber at gmail.com
Sat Feb 2 10:36:53 GMT 2013

Our mortgage will be paid off in less than seven years - then I will have £500k of assets! Probably to give up in inheritance tax one day.....


-----Original Message-----
From: mike karthauser <mikek at brightstorm.co.uk>
Sender: underscore-bounces at under-score.org.uk
Date: Sat, 2 Feb 2013 10:33:10 
To: underscore at under-score.org.uk<underscore at under-score.org.uk>
Reply-To: underscore at under-score.org.uk
Subject: Re: [_] Advisor for home budgeting?

On 2 Feb 2013, at 10:27, "Damian Webber" <damian.webber at gmail.com> wrote:

> Oops, I also must have mucked up the report for those figures..
> 
> Our mortgage is £2k per month... I'll do the figures again

Yowks. Glad I'm still renting. Whilst many consider renting is a waste of money, it's like saying food is a waste of money. Our rent is < than half of your mortgage - that's 12k a year I can spend on crisps and sweets. 

> 
> 
> -----Original Message-----
> From: Rick Hurst <rick.hurst at gmail.com>
> Sender: underscore-bounces at under-score.org.uk
> Date: Sat, 2 Feb 2013 10:22:58 
> To: <underscore at under-score.org.uk>
> Reply-To: underscore at under-score.org.uk
> Subject: Re: [_] Advisor for home budgeting?
> 
> On Fri, Feb 1, 2013 at 3:45 PM, Damian Webber <damian.webber at gmail.com> wrote:
> 
>> Council Tax, Gas + Elec, Home phone + Broadband, Mortgage, Water, Wood (for
>> heating) total £19849 for the year!!! That's £25,480 of gross salary gone
>> already!!!
> 
> £19849/12 = £1654
> 
>>> I'm happy to receive any tips - God knows I should be left with some
>>> change after a net income of £3800!!!
> 
> £3800 - £1654 = £2146
> 
> That looks like quite a lot of change to me Damian - what exactly do
> you spend the rest on ;)
> 
> (Sorry Damian - you chose to publish your finances on the internet :)
> 
> -- 
> Rick Hurst
> http://www.rickhurst.co.uk
> 
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