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[_] Advisor for home budgeting?

James jmoverley at ladnet.org
Fri Feb 1 21:43:26 GMT 2013

Whilst on topic.. and probably dumb q: but how to track increase in food
prices.. and snazzy data out there? - I think Damain's budget is going to
get increasingly stretched as prices start to rocket this year..

Great thread BTW : budgeting also a hot topic in our house hold (also 2
adults 2 kids!)
J


On 1 February 2013 19:49, anna oliver <annao at annao.co.uk> wrote:

> Yep definitely agree, make 'the wife' stay in the dark and cold until you
> get home! Also does she really need to eat / wear things when you're not
> there?
> ! ;) ;) ;)
>
> On 1 Feb 2013, at 16:08, Martin Wheatley wrote:
>
> > Turn down the thermostat on the boiler if it has one, I have mine very
> low, the water/heating is still hot enough.
> >
> > Also gradually, but don't tell the family, reduce the hours the water
> and gas is on until someone notices, water heating can be reduced a lot I
> found till you just have enough hot water to wash in the morning/evening as
> required.
> >
> > Following on from that, if you do have gym membership, shower there. If
> not don't shower daily unless you smell ;)
> >
> > I'd put the wife out to work, she'll be guzzling energy whilst at home,
> probably with heating on, whilst playing a radio in one room, using a
> computer playing bingo and chatting online in another and tv on in the
> lounge, the lights will be on throughout the house despite not needing to ;)
> >
> > On 01/02/2013 3:45 PM, Damian Webber wrote:
> >> Here's what is frightening
> >>
> >> Council Tax, Gas + Elec, Home phone + Broadband, Mortgage, Water, Wood
> (for
> >> heating) total £19849 for the year!!! That's £25,480 of gross salary
> gone
> >> already!!!
> >>
> >> I could send the wife out to work but her wage would only just pay for
> >> childcare
> >>
> >> Now who on _underscore would like to hire a very capable wife in term
> time
> >> (school hours preferably - which is a conundrum for another day)
> >>
> >> D
> >>
> >> *Damian Webber*
> >> Knowledge Management Consultant
> >> @damianwebber <http://twitter.com/damianwebber> | 07590 807 252
> >>
> >>
> >> On 1 February 2013 15:10, Damian Webber <damian.webber at gmail.com>
> wrote:
> >>
> >>> That's exactly the discussion I just had with my wife. I think a
> pre-paid
> >>> credit card might be good for entertainment/clothes/shoes/luxuries.
> >>>
> >>> Also, we shop in Aldi. I think £115 p/w isn't bad for all shopping. In
> >>> fact it's the 'extra' trips to local Waitrose and Co-op for "God knows
> >>> what" that pushes the average up
> >>>
> >>> I'm happy to receive any tips - God knows I should be left with some
> >>> change after a net income of £3800!!!
> >>>
> >>> *Damian Webber*
> >>> Knowledge Management Consultant
> >>> @damianwebber <http://twitter.com/damianwebber> | 07590 807 252
> >>>
> >>>
> >>> On 1 February 2013 14:58, Stewart <stewart at novate-it.co.uk> wrote:
> >>>
> >>>> In my experience it's a simple case of having separate savings funds
> for
> >>>> everything, from Christmas to peoples birthdays, holidays and longer
> term
> >>>> savings such as ISAs. I then have a standing order into each of these
> as
> >>>> soon as I get paid each month so the only money I have ready access
> to is
> >>>> genuinely disposable. Other than that Lloyds TSB 'save the change' is
> a
> >>>> good way of building a small nest-egg without feeling any pain. Also,
> shop
> >>>> in Lidl, you'll save money on food then.
> >>>>
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> >
> >
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