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[_] Advisor for home budgeting?

Damian Webber damian.webber at gmail.com
Fri Feb 1 15:56:00 GMT 2013

It's only £24 p/m which includes broadband and all calls (Orange)

I'm not sure if I'd save much switching to Broadband only as I'd have to up
to the mobile phone plan...

*Damian Webber*
Knowledge Management Consultant
@damianwebber <http://twitter.com/damianwebber> | 07590 807 252


On 1 February 2013 15:53, Jon Free <jon.free at wastesource.co.uk> wrote:

> Sack off the home phone?
>
>
> On 1 February 2013 15:45, Damian Webber <damian.webber at gmail.com> wrote:
>
> > Here's what is frightening
> >
> > Council Tax, Gas + Elec, Home phone + Broadband, Mortgage, Water, Wood
> (for
> > heating) total £19849 for the year!!! That's £25,480 of gross salary gone
> > already!!!
> >
> > I could send the wife out to work but her wage would only just pay for
> > childcare
> >
> > Now who on _underscore would like to hire a very capable wife in term
> time
> > (school hours preferably - which is a conundrum for another day)
> >
> > D
> >
> > *Damian Webber*
> > Knowledge Management Consultant
> > @damianwebber <http://twitter.com/damianwebber> | 07590 807 252
> >
> >
> > On 1 February 2013 15:10, Damian Webber <damian.webber at gmail.com> wrote:
> >
> > > That's exactly the discussion I just had with my wife. I think a
> pre-paid
> > > credit card might be good for entertainment/clothes/shoes/luxuries.
> > >
> > > Also, we shop in Aldi. I think £115 p/w isn't bad for all shopping. In
> > > fact it's the 'extra' trips to local Waitrose and Co-op for "God knows
> > > what" that pushes the average up
> > >
> > > I'm happy to receive any tips - God knows I should be left with some
> > > change after a net income of £3800!!!
> > >
> > > *Damian Webber*
> > > Knowledge Management Consultant
> > > @damianwebber <http://twitter.com/damianwebber> | 07590 807 252
> > >
> > >
> > > On 1 February 2013 14:58, Stewart <stewart at novate-it.co.uk> wrote:
> > >
> > >> In my experience it's a simple case of having separate savings funds
> for
> > >> everything, from Christmas to peoples birthdays, holidays and longer
> > term
> > >> savings such as ISAs. I then have a standing order into each of these
> as
> > >> soon as I get paid each month so the only money I have ready access to
> > is
> > >> genuinely disposable. Other than that Lloyds TSB 'save the change' is
> a
> > >> good way of building a small nest-egg without feeling any pain. Also,
> > shop
> > >> in Lidl, you'll save money on food then.
> > >>
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>
> --
>
> Jon Free
>
> WasteSource
>
> 07931 925257 | 0117 205 0259
>
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