[_] Advisor for home budgeting?
jon.free at wastesource.co.uk
Fri Feb 1 15:53:05 GMT 2013
Sack off the home phone? On 1 February 2013 15:45, Damian Webber <damian.webber at gmail.com> wrote: > Here's what is frightening > > Council Tax, Gas + Elec, Home phone + Broadband, Mortgage, Water, Wood (for > heating) total £19849 for the year!!! That's £25,480 of gross salary gone > already!!! > > I could send the wife out to work but her wage would only just pay for > childcare > > Now who on _underscore would like to hire a very capable wife in term time > (school hours preferably - which is a conundrum for another day) > > D > > *Damian Webber* > Knowledge Management Consultant > @damianwebber <http://twitter.com/damianwebber> | 07590 807 252 > > > On 1 February 2013 15:10, Damian Webber <damian.webber at gmail.com> wrote: > > > That's exactly the discussion I just had with my wife. I think a pre-paid > > credit card might be good for entertainment/clothes/shoes/luxuries. > > > > Also, we shop in Aldi. I think £115 p/w isn't bad for all shopping. In > > fact it's the 'extra' trips to local Waitrose and Co-op for "God knows > > what" that pushes the average up > > > > I'm happy to receive any tips - God knows I should be left with some > > change after a net income of £3800!!! > > > > *Damian Webber* > > Knowledge Management Consultant > > @damianwebber <http://twitter.com/damianwebber> | 07590 807 252 > > > > > > On 1 February 2013 14:58, Stewart <stewart at novate-it.co.uk> wrote: > > > >> In my experience it's a simple case of having separate savings funds for > >> everything, from Christmas to peoples birthdays, holidays and longer > term > >> savings such as ISAs. I then have a standing order into each of these as > >> soon as I get paid each month so the only money I have ready access to > is > >> genuinely disposable. Other than that Lloyds TSB 'save the change' is a > >> good way of building a small nest-egg without feeling any pain. Also, > shop > >> in Lidl, you'll save money on food then. > >> > >> ______________________________________________________________________ > >> This email has been scanned by the Symantec Email Security.cloud > service. > >> For more information please visit http://www.symanteccloud.com > >> ______________________________________________________________________ > >> > >> -- > >> underscore_ list info/archive -> > >> http://www.under-score.org.uk/mailman/listinfo/underscore > >> > > > > > -- > underscore_ list info/archive -> > http://www.under-score.org.uk/mailman/listinfo/underscore > -- Jon Free WasteSource 07931 925257 | 0117 205 0259 wastesource.co.uk <http://www.wastesource.co.uk/?footer> | @wastesource<https://twitter.com/#!/WasteSource> Loft 3, Tobacco Factory, Bristol, BS3 1TF Information in this email is confidential and intended for the sole use of the addressee/s. Access, copying, disclosure or re-use, in any way, of the contents of this email by anyone other than the addressee/s is unauthorised. I accept no legal responsibility for the content of the message. If you have received this email in error, please return it to the sender.