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[_] Advisor for home budgeting?

Damian Webber damian.webber at
Fri Feb 1 15:45:20 GMT 2013

Here's what is frightening

Council Tax, Gas + Elec, Home phone + Broadband, Mortgage, Water, Wood (for
heating) total £19849 for the year!!! That's £25,480 of gross salary gone

I could send the wife out to work but her wage would only just pay for

Now who on _underscore would like to hire a very capable wife in term time
(school hours preferably - which is a conundrum for another day)


*Damian Webber*
Knowledge Management Consultant
@damianwebber <> | 07590 807 252

On 1 February 2013 15:10, Damian Webber <damian.webber at> wrote:

> That's exactly the discussion I just had with my wife. I think a pre-paid
> credit card might be good for entertainment/clothes/shoes/luxuries.
> Also, we shop in Aldi. I think £115 p/w isn't bad for all shopping. In
> fact it's the 'extra' trips to local Waitrose and Co-op for "God knows
> what" that pushes the average up
> I'm happy to receive any tips - God knows I should be left with some
> change after a net income of £3800!!!
> *Damian Webber*
> Knowledge Management Consultant
> @damianwebber <> | 07590 807 252
> On 1 February 2013 14:58, Stewart <stewart at> wrote:
>> In my experience it's a simple case of having separate savings funds for
>> everything, from Christmas to peoples birthdays, holidays and longer term
>> savings such as ISAs. I then have a standing order into each of these as
>> soon as I get paid each month so the only money I have ready access to is
>> genuinely disposable. Other than that Lloyds TSB 'save the change' is a
>> good way of building a small nest-egg without feeling any pain. Also, shop
>> in Lidl, you'll save money on food then.
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