[_] Advisor for home budgeting?
damian.webber at gmail.com
Fri Feb 1 15:45:20 GMT 2013
Here's what is frightening Council Tax, Gas + Elec, Home phone + Broadband, Mortgage, Water, Wood (for heating) total £19849 for the year!!! That's £25,480 of gross salary gone already!!! I could send the wife out to work but her wage would only just pay for childcare Now who on _underscore would like to hire a very capable wife in term time (school hours preferably - which is a conundrum for another day) D *Damian Webber* Knowledge Management Consultant @damianwebber <http://twitter.com/damianwebber> | 07590 807 252 On 1 February 2013 15:10, Damian Webber <damian.webber at gmail.com> wrote: > That's exactly the discussion I just had with my wife. I think a pre-paid > credit card might be good for entertainment/clothes/shoes/luxuries. > > Also, we shop in Aldi. I think £115 p/w isn't bad for all shopping. In > fact it's the 'extra' trips to local Waitrose and Co-op for "God knows > what" that pushes the average up > > I'm happy to receive any tips - God knows I should be left with some > change after a net income of £3800!!! > > *Damian Webber* > Knowledge Management Consultant > @damianwebber <http://twitter.com/damianwebber> | 07590 807 252 > > > On 1 February 2013 14:58, Stewart <stewart at novate-it.co.uk> wrote: > >> In my experience it's a simple case of having separate savings funds for >> everything, from Christmas to peoples birthdays, holidays and longer term >> savings such as ISAs. I then have a standing order into each of these as >> soon as I get paid each month so the only money I have ready access to is >> genuinely disposable. Other than that Lloyds TSB 'save the change' is a >> good way of building a small nest-egg without feeling any pain. Also, shop >> in Lidl, you'll save money on food then. >> >> ______________________________________________________________________ >> This email has been scanned by the Symantec Email Security.cloud service. >> For more information please visit http://www.symanteccloud.com >> ______________________________________________________________________ >> >> -- >> underscore_ list info/archive -> >> http://www.under-score.org.uk/mailman/listinfo/underscore >> > >