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[_] Banks.

Peter Marshall peter at
Wed Dec 16 11:39:29 GMT 2009

> To be honest, I've never had any problems with HSBC. 

Would recommend First Direct.  Do a bit of t'interweb stuff with them, but the real joy is to be able to ring 'em up and the person that answers the phone is empowered to deal with pretty much everything that you might want to do without passing you around the call centre.