More information about the Underscore mailing list

[_] Freelancing: Third Party indemnity: quick query

Laura Francis laura.k.francis at gmail.com
Thu Nov 1 16:50:27 GMT 2007

On 11/1/07, Jon Hadley <me at jon-hadley.com> wrote:
>
> > Professional Indemnity (PI) insurance is not a legal requirement,
>
> I usually include a clause in my contract* that increases my day rate,
> should the client or agency require me to take out indemnity
> insurance. You can guess which option they usually prefer ;)
>
> Jon Hadley
> http://jon-hadley.com


A few years back I tried very hard but couldn't find anyone to cover
professional indemnity for web developing. They reckoned that nothing had
ever been proven in law and it was all rather subjective as to whether you
had or had not met your professional obligations so wouldn't actually insure
us. Obviously that may now have changed.

We did have it for the electrical and mechanical engineers I worked with
though. And of course we had to have Public Liability as a Ltd co with
employees.

Laura