The Underscore Archives

Hi Ed,

>From my experience no you shouldn't need indemnity insurance whilst sub
contracting for an agency (or freelancing).

However, it is advisable for any direct client relationships you may
have...particularly for anything high risk like e-commerce, card processing
etc etc...

If I'm wrong though - I best be getting some too...

Cheers,
Steve

On 01/11/2007, Ed Mitchell <ed at edmitchell.co.uk> wrote:
>
> Hi all,
>
> Quick question:
>
> As a self-employed freelancer working in partnership with an agency on
> a job, do I legally *need* third party indemnity insurance for a
> workshop I am running next week?
>
> The agency have it, and just told me that if _I_ caused some accident,
> they would sue me if the client sued them, then suggested i might be
> working illegally. (This is not a local agency; they are not on this
> list).
>
> background:
>
> I work with a bunch of 'agencies' who vary in reasonable-ness:
>
> some of them offer a 50/50 split of work and money and responsibility
> with clear identification of who is who...
>
> some of them treat you like a supplier while trying to get you to
> pretend you are a 'strategic partner' in front of the clients, some
> try to get you to use their email addresses and pretend you are part
> of their thing, some insist on you using their 'language' etc. some
> are real hoarders, others are great sharers, all of it is, I guess, a
> neccessary part of working with/through agencies...
>
> anyway - asides to the irritation, they also tell you different
> things... so can anyone advise please?
>
> Ta,
> Ed
>
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