The Underscore Archives

> My swedish friends have a nifty thing from their bank. It's a little
> challenge-response keypad - when they login to their bank, the site
> gives them a code to enter into the device, which returns another code
> in response. The device is also pin-protected. A second factor in the
> authentication, at least.

Natwest and RBoS customers already have that, not for logging in but for
adding new payees in online banking (so you need to prove you're you before
you can transfer money out of your accounts). I really, really like it.

Oliver.