The Underscore Archives

Matt Kane wrote:

> I really hate it when a retailer does this. It redirects me to a third  
> party domain where I'm supposed to enter sensitive information with  
> very little to reassure me that this is the bank's site. Seems like a  
> phisher's dream.
> 
I agree Matt, however it is increasingly looking like the only route 
forward as banks tighten up their rules.

I've always preferred the direct method - it seems to me the best way to 
keep people from dropping off your purchase path (if its good enought 
for amazon - which is a lovely purchase path but that's for another topic)

If redirect is the only real route going forward then I'll need to see 
what the good products/providers are.

As far as I can tell stuff like "PayPal Pro" (a direct method) are 
incompatible with with 3D secure.

I'm also imagining a nightmare scenario where:
1) customer leaves my purchase path to enter the 3rd party secure 
payment screens (e.g. PayPal)
2) PayPal say "have you got a paypal account?" and make my customer 
dither around with that
3) further more they are asked "have you got a 3d secure" account - or 
whatever it is.
4) The shopper gives up in disgust

I think it will certainly cut down on online fraud. In fact, i think it 
will cut down on online sales full stop.

pah!

Joel